"From left to right: Thomas Low, Retail Banking Director OCBC NISP; Widijanto, COO FARPOINT; Pandji P. Djajanegara, Syariah Banking Director CIMB Niaga; Heru Sucahyo, Director PT Candra Usaha Pesona; Ryutaro Nishimura, Director PT Candra Usaha Pesona; Rosalia Abadi, Head of Secured Lending Permata Bank; Michael Kelly Mangundap, First Vice President, Primary Business Head Mortgage & Secured Loan UOB."